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Avoiding the ER to Minimize Your EMR

Would you believe 50 percent of all workers’ compensation claims occur within the first year of employment? You’re probably thinking, “No…that can’t be true.” Unfortunately, it is. It’s well known the...

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A Mythical and Misunderstood Number: Experience Mod 101

If you’re like some employers, each year brings about a level of suspense as you wait for a new, significant number to be calculated and you can finally determine what impact (positive or negative) the...

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The Letters You Shouldn’t Toss, Bury, or Ignore

Have you ever had to part ways with an employee? How’d that turn out for you? Hopefully it went smoothly. At some point, every employer faces the situation of parting ways with an employee. Most times,...

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Riding the Storm Out

It’s that time of year when REO Speedwagon’s “ Ridin’ the Storm Out” song hits home for many businesses. Storms often lead to flooding, the nation’s most common and costly natural disaster…and one that...

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Steering Clear of the Increasing Trend of Commercial Auto Losses

If you’ve noticed an increase in your organization’s automobile losses and, along with it, your insurance premium, you’re not alone. It’s clear automobile claims have been increasing in both frequency...

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Avoiding the Grinch Named ‘A Negligent Driver with No Auto Insurance’

This holiday season, what could be worse than a visit from the Grinch or bumping into Scrooge out in the streets? I can safely answer that question. How about a non-fault automobile accident where the...

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Any Way You Slice It, You Need to be Able to Communicate

True story…Ramon speaks very little English and has been in Iowa for less than a year. He works at a busy, well-known local restaurant at the prep table cutting vegetables and preparing meat for the...

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Relationships Still Matter

Skype, analytics, “Is there an App for that?”, and live streaming video — these are just some of the tools we use, read, and hear about today in our industry and elsewhere. While many of these are...

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